You built a great trade business. But QuickBooks makes no sense, cash is always tight, and you never know if you're actually making money. North Sound CFO gives you a local financial advisor who speaks plain English — and knows the trades.
You're good at your trade. You're not a CPA. And your bookkeeper just keeps the records — they don't tell you what to do about them.
Because job costs aren't tracked, AR isn't collected fast enough, and payment timing is off.
You open it once a month, feel confused, and close it. Nobody ever explained what the numbers actually mean.
Most contractors undercharge by $15–$30/hr without knowing it because they've never done real job costing.
Because no one is tracking your tax liability in real time or setting money aside as you go.
We turn your QuickBooks data, bank statements, and job records into a plain-English monthly report — then walk you through exactly what's happening and what to do about it. No jargon. No surprises.
If you run a trades or contractor business in Whatcom or Skagit County with $500K–$5M in annual revenue, this was built for you.
Three focused service tiers built around what contractors in Whatcom and Skagit County actually need.
Your business finances explained in plain English every month. We handle the data, you focus on the work.
Everything in Monthly Reporting plus job costing, cash flow forecasting, AR management, and strategic financial guidance.
One-time engagements for specific financial projects. No retainer required.
Your entire monthly financial review happens in four steps — and your total involvement is less than two hours.
Export your QuickBooks P&L and AR aging — five minutes total. We handle everything else from there.
We run your data through our system and produce a custom financial report — dashboard, PDF, and narrative all generated from your actual numbers.
We send a short video walkthrough before your call so you already understand the numbers before we talk. No surprises on the call.
We go through the findings, answer questions, and give you two to three specific action items for the month ahead.
A real monthly report for a fictional plumbing company — the same format every North Sound client receives. No spreadsheets to decode. No jargon to translate. Just the numbers that matter, explained clearly.
No credit card. No commitment. Built from your actual QuickBooks data.
| Customer | Days Outstanding | Amount | Risk |
|---|---|---|---|
| Cascade Builders | 13 days | $14,200 | Low |
| Ferndale Medical Group | 9 days | $8,100 | Low |
| Summit HOA | 41 days | $9,700 | Medium |
| Meridian Commercial | 73 days | $8,400 | High |
| Bjornson Residence | 93 days | $2,800 | High |
I had no idea I was losing money on every service call. North Sound showed me in the first month that my rate was $20/hr below what I needed. Raised prices April 1st and my take-home went up $4,000 the next month.
I've had a bookkeeper for years but never someone who actually told me what to do. The 45-minute call every month is worth the entire fee by itself. My banker even commented that my financials looked more professional.
We had $61,000 in overdue invoices when we started. North Sound built an AR tracking system and coached me on collections conversations. We recovered $43,000 in 60 days.
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North Sound was founded by a Whatcom County native with a background in both business finance and construction — because the area needed someone who could speak both languages. Your CPA is great at taxes. Your bookkeeper is great at keeping records. But nobody was sitting down with local contractors every month and saying, "here's what your numbers mean and here's what you should do about it." That's exactly what North Sound does.
We work with contractors throughout Northwest Washington. In-person meetings available in Bellingham — video calls available everywhere else.
Home base. We know the local contractors, the banks, the suppliers, and the market conditions specific to Whatcom County businesses.
Growing presence in Skagit County where construction and trades businesses face the same financial challenges with fewer local advisors available.
Month-to-month. Cancel any time with 30 days notice. First report always free.
All plans include your first report free. Month-to-month. Cancel with 30 days notice. No long-term contracts.
Your bookkeeper records transactions. Your CPA files your taxes once a year. North Sound sits between those two and does something neither of them do: reads your numbers every month, explains what they mean in plain English, and tells you what to do about them. We are your strategic financial advisor — focused on helping you make better decisions, not on compliance or recordkeeping.
QuickBooks Online is ideal, but we can work with most accounting software. If your books are a mess, that is okay — we have seen worse. We will help you identify the quickest path to clean data. For the first report, just export whatever you have and we will work with it. Part of what Month 1 does is identify what needs to be cleaned up.
A full monthly report built from your actual QuickBooks data — revenue, gross profit, expense breakdown, AR aging, and a plain-English narrative explaining what we found. We also include a 45-minute call to walk through the findings. No sales pitch during the call — just an honest look at your numbers. You will know whether we are a good fit after that conversation.
About 90 minutes total. Around the 25th of each month, you export two reports from QuickBooks — your P&L and AR aging, which takes about five minutes. We build the report, record a video walkthrough, and send it to you. You watch the video (8–12 minutes), then we have a 45-minute call. Everything else happens on our end.
Our focus is Whatcom and Skagit County because local knowledge matters — we know the local banks, the cost of materials, the competitive market, and the specific Washington state compliance issues relevant to Northwest Washington contractors. We do take on select clients in Island, San Juan, and Snohomish County when the fit is right. Reach out and we can talk.
Our sweet spot is contractors with $500K–$5M in annual revenue — typically 3–20 employees. Large enough that the financials are complex and matter, small enough that you do not have a full-time CFO yet. If you are below $500K, the Monthly Report tier is a great starting point. If you are above $5M, reach out to discuss what makes sense.
Send us your QuickBooks P&L and AR aging. We build the report, record a video walkthrough, and schedule a 45-minute call — all at no cost. No commitment, no credit card.
Fill out the form and we will reach out within one business day to schedule your free first report. No sales pitch — just a conversation about your business.
We are a local business serving local contractors. Call, email, or fill out the form — we respond quickly.
Send us your QuickBooks export and we will build a full financial report and walk you through it at no cost. Most clients find something worth $5,000 or more in the first session.